equitreat

Documentation

How equitreat works, from checking out at a supported store to stock arriving in your wallet.

Last updated 19 September 2026

Contents

What equitreat is

equitreat is cashback paid in stock. Shop at one of 207 supported stores with the Chrome extension on, and you earn up to 8% of the order back, paid as a tokenized share such as Apple or NVIDIA, straight to your own wallet on Robinhood Chain.

Nothing is charged to you for shopping. Shares can go down. Not investment advice.

How it works

  1. In your browser
    1. Install, sign in
    2. Link a walletonce
    3. Shopat a supported store
  2. equitreat
    1. Recordedorder total saved
    2. Checkedby a person
    3. Claimableonce approved
  3. Robinhood Chain
    1. Claimpick a stock
    2. In your walletas stock
    3. Public log
From checkout to stock in your wallet, grouped by where each step happens.
  1. Install and sign in. Add the extension to Chrome and sign in with Google or an 8-digit email code.
  2. Link a wallet. Once, on the rewards page. Your wallet signs a message to prove it is yours; there is no transaction and no gas.
  3. Shop as usual. When you reach the order confirmation page on a supported store, the extension records the order total.
  4. A person checks it. Every order is reviewed by hand, usually within a week, and then approved or left out.
  5. Claim. Approved cashback is claimable on the rewards page. Pick a stock and it is sent to your wallet.
  6. Check it. Every payout appears on the public payout log.

In the extension each order shows one of four statuses:

  • Recorded: the order has been saved and is waiting to be checked.
  • Checked: approved; its cashback is claimable.
  • Paid: the cashback has been sent to your wallet as stock.
  • Not counted: rejected, or over one of your limits.

The extension

The extension recognises order confirmation pages on supported stores and records the order. It runs only on those stores; on any other site it is not loaded at all. It never touches a wallet, and you can pause it at any time from the popup.

Sent to equitreat

  • Store domainsuch as johnlewis.com
  • Order numberor a stand-in when none is shown
  • Order total and currencysuch as 64.50 GBP
  • Page addresswithout its query string, order numbers or email addresses
  • Timewhen the order was seen

Never sent or collected

  • Page text
  • Product names
  • Shipping or billing addresses
  • Email contents
  • Payment card data
  • Browsing history
  • Private keys
Sent only when you complete a purchase on a supported store while signed in.

It asks for storage (to queue orders and remember your settings), a timer to retry uploads, Google sign-in, and access to the supported stores and the equitreat server only. There is no access to all sites and no access to your tabs.

The popup when you claim: the amount ready to claim, a stock to receive it in, and the Claim button. Example data.

Stores

Store coverage by region
GroupStoresEarns
United States100Yes
United Kingdom26Yes
Germany and Austria19Yes
France12Yes
Spain, Italy and Portugal13Yes
Netherlands, Belgium and Nordics20Yes
Switzerland and Poland10Yes
Marketplaces7Yes, with conditions
AI and software subscriptions24Not yet
Total231207 earning

Most stores sell their own goods, so nobody can list an item and buy it from themselves. Marketplaces carry other sellers, so each has a rule, and marketplace orders are always checked by a person:

  • Amazon and Walmart: only items sold and shipped by Amazon or Walmart.
  • Decathlon: only Decathlon's own brands, such as Quechua, Kalenji, Domyos and Btwin.
  • Temu and AliExpress: always the Free tier rate and caps (up to 1%, $3 a day, $50 a month), whatever your tier.

The full list, store by store, is on the stores page.

Cashback tiers

Every tier pays one flat rate on each order. Your tier comes from the US-dollar value of the equitreat token held in your payout wallet. Hold nothing and you are on Free.

Cashback tiers
TierHold in your walletCashback
FreeNothingup to 1%
Silver$100up to 2%
Gold$400up to 3%
Black$1,200up to 4.5%
Platinum$3,000up to 6%
Founder$6,000up to 8%

The full comparison is on the tiers page.

An example

A $200 pair of headphones pays $2 / $4 / $6 / $9 / $12 / $16 in AAPL across the six tiers.

  • Free$2
  • Silver$4
  • Gold$6
  • Black$9
  • Platinum$12
  • Founder$16
A $200 pair of headphones, paid in AAPL. The same order in every tier.

How much token to hold

The requirement is set in dollars, so it stays the same as the token price moves. At launch prices that is 200,000 tokens for Silver, 800,000 tokens for Gold, 2,400,000 tokens for Black, 6,000,000 tokens for Platinum and 12,000,000 tokens for Founder. The exact token amount is worked out from the live pool price when you claim.

Per-account limits

Each tier also sets a daily cap and a monthly cap on cashback, and how many orders the extension records for you per day (scans per day).

Limits by tier
TierMax per dayMax per monthScans per day
Free$3$505
Silver$8$15010
Gold$25$50015
Black$60$1,20025
Platinum$150$3,00050
Founder$400$8,00050

Cashback above a cap, and orders beyond your scans for the day, are not counted.

Claiming

  1. Open the rewards page and connect your payout wallet.
  2. Pick one of the 10 stock tokens and press Claim.
  3. The treasury buys that stock on Uniswap and sends it straight to your wallet on Robinhood Chain.

Claims start at $1.00. Below that your cashback keeps adding up; nothing expires.

The stocks: NVIDIA (NVDA), Apple (AAPL), Microsoft (MSFT), Amazon (AMZN), Alphabet (GOOGL), Tesla (TSLA), S&P 500 ETF (SPY), SpaceX (SPCX), AMC Entertainment (AMC) and SanDisk (SNDK). A claim is always paid in stock, never in cash.

Balances are kept in US dollars; orders in other currencies are converted at a public exchange rate.

Every payout is listed on the public payout log, which checks each transaction on the chain in your own browser. Shares can go down. Not investment advice.

Revenue model

Not built yet. Affiliate network integration does not exist in the current release. Orders are recorded by the extension and approved by hand. This section describes the intended model.

Two streams fund one treasury. Merchants pay affiliate commissions on sales equitreat refers to them, and the equitreat token carries a trading fee on every buy and sell that goes to the treasury. Together they pay for the cashback.

Merchant commissions and token trading fees both flow into one USDG treasury. The treasury pays cashback, pool fees and gas, operations, and a float that covers claims before commissions arrive.Merchant commissionson referred salesToken trading feeson every tradeTreasuryone USDG balanceCashbackPool fees and gasOperationsFloatMerchant commissions and token trading fees both flow into one USDG treasury. The treasury pays cashback, pool fees and gas, operations, and a float that covers claims before commissions arrive.Commissionsfrom merchantsTrading feeson the tokenTreasuryone USDG balanceCashbackPool fees and gasOperationsFloat
The intended model: two streams fill one treasury, and every payout comes out of it.

equitreat never overwrites someone else's affiliate link: if you arrived through a creator's link, that creator keeps the commission. Nothing is charged to merchants beyond what they already pay for referrals.

Privacy

  • The extension only sends the order fields shown under the extension, and only when you complete a purchase on a supported store while signed in.
  • Data is used only to calculate and send rewards. It is not sold or shared with advertisers.
  • The payout log shows wallets and amounts, never names or emails. A dedicated wallet for rewards keeps them separate from the rest of your activity.
  • To delete your account and orders, email equitreatco@gmail.com. The full detail is in the privacy policy and terms of service.

Glossary

Tier
Your cashback level, set by the US-dollar value of equitreat token in your payout wallet
Daily and monthly cap
The most cashback your tier can earn in a day or a month
Scans per day
How many orders the extension records for you each day
Payout wallet
The wallet linked to your account; claims are sent to it
Stock token
A token on Robinhood Chain that tracks a listed stock or fund
Treasury
The wallet that holds the funds and sends every payout
USDG
A US-dollar stablecoin; the treasury's working currency, never paid out